@import "https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700;800&display=swap";
:root{font-synthesis:none;text-rendering:optimizelegibility;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}*,:before,:after{box-sizing:border-box}html{scroll-behavior:smooth}body{min-width:320px;margin:0}
:root{--blue-900:#0a2d62;--blue-800:#0a3d8f;--blue-700:#1253b5;--blue-600:#1a65cc;--blue-400:#4b8ee8;--blue-100:#dbeafe;--blue-50:#eff6ff;--slate-900:#0f172a;--slate-700:#334155;--slate-500:#64748b;--slate-300:#cbd5e1;--slate-100:#f1f5f9;--slate-50:#f8fafc;--white:#fff;--text-primary:var(--slate-900);--text-secondary:var(--slate-500);--border:#e2e8f0;--surface:var(--white);--surface-soft:var(--slate-50);--bg:#eef4fc;--primary:var(--blue-800);--primary-hover:var(--blue-700);--radius-sm:8px;--radius-md:12px;--radius-lg:16px;--radius-xl:24px;--shadow-sm:0 1px 3px #00000012, 0 1px 2px #0000000a;--shadow-md:0 4px 16px #0a3d8f1a, 0 1px 4px #0000000d;--shadow-lg:0 8px 32px #0a3d8f24, 0 2px 8px #0000000f;--font:"Inter", system-ui, -apple-system, sans-serif;--nav-h:84px}*,:before,:after{box-sizing:border-box}html,body{scroll-behavior:smooth;max-width:100%;margin:0;padding:0;overflow-x:hidden}body{font-family:var(--font);color:var(--text-primary);background:var(--bg);-webkit-font-smoothing:antialiased;line-height:1.6}a{color:inherit}img{max-width:100%;display:block}input,button,select,textarea{font:inherit}.page-wrapper{flex-direction:column;min-height:100vh;display:flex}.container{width:min(1200px,100% - 48px);margin-left:auto;margin-right:auto}.site-navbar{z-index:100;height:var(--nav-h);background:var(--white);border-bottom:1px solid var(--border);position:sticky;top:0;box-shadow:0 1px 4px #0000000f}.navbar-inner{justify-content:space-between;align-items:center;gap:24px;height:100%;display:flex}.brand{flex-shrink:0;align-items:center;gap:10px;text-decoration:none;display:inline-flex}.brand-logo{object-fit:contain;width:auto;height:55px}.nav-links{align-items:center;gap:2px;margin:0;padding:0;list-style:none;display:flex}.nav-links a{border-radius:var(--radius-md);color:var(--slate-700);white-space:nowrap;padding:7px 13px;font-size:.875rem;font-weight:600;text-decoration:none;transition:background .15s,color .15s;display:block}.nav-links a:hover{background:var(--blue-50);color:var(--primary)}.nav-cta{background:var(--primary)!important;color:var(--white)!important}.nav-cta:hover{background:var(--primary-hover)!important}.nav-toggle{border:1px solid var(--border);border-radius:var(--radius-sm);cursor:pointer;color:var(--slate-700);background:0 0;justify-content:center;align-items:center;padding:7px 10px;line-height:1;display:none}.hero-section{background:linear-gradient(140deg, var(--blue-900) 0%, var(--blue-800) 50%, #1657c5 100%);padding:52px 0 56px;position:relative;overflow:hidden}.hero-section:before{content:"";pointer-events:none;background-image:radial-gradient(at 75% 10%,#ffffff12 0%,#0000 55%),radial-gradient(at 5% 90%,#ffffff0a 0%,#0000 40%);position:absolute;inset:0}.hero-grid{z-index:1;grid-template-columns:1.15fr .85fr;align-items:start;gap:30px 52px;display:grid;position:relative}.hero-left{flex-direction:column;gap:50px;padding-top:35px;display:flex}.hero-copy{color:var(--white)}.hero-copy h1{letter-spacing:-.025em;color:var(--white);margin:0 0 16px;font-size:clamp(1.85rem,3.2vw,2.75rem);font-weight:800;line-height:1.12}.hero-copy p{color:#ffffffc7;max-width:42ch;margin:0;font-size:1rem;line-height:1.72}.hero-trust{flex-direction:column;gap:12px;display:flex}.hero-right{margin-top:0}@media (max-width:768px){.hero-grid{flex-direction:column;gap:28px;display:flex}.hero-left{gap:28px;padding-top:0;display:contents}.hero-copy{text-align:center;order:1}.hero-right{order:2;width:100%}.hero-trust{order:3;align-items:center;padding-top:10px}.trust-item{justify-content:flex-start;width:100%;max-width:320px}}.trust-item{color:#ffffffd1;align-items:center;gap:10px;font-size:.875rem;font-weight:500;display:flex}.trust-icon{background:#ffffff21;border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;width:30px;height:30px;font-size:.9rem;display:flex}.bill-card{background:var(--white);border-radius:var(--radius-xl);box-shadow:var(--shadow-lg);overflow:hidden}.bill-card-header{background:var(--white);border-bottom:1px solid var(--border);align-items:center;gap:14px;padding:22px 28px 16px;display:flex}.bill-card-icon{background:var(--blue-50);width:42px;height:42px;color:var(--primary);border-radius:var(--radius-md);flex-shrink:0;justify-content:center;align-items:center;font-size:1.25rem;display:flex}.bill-card-title{color:var(--blue-900);letter-spacing:-.01em;margin:0;font-size:1.05rem;font-weight:700}.bill-card-subtitle{color:var(--slate-500);margin:3px 0 0;font-size:.78rem;font-weight:500}.bill-card-body{padding:28px}.field-label{color:var(--slate-700);letter-spacing:.01em;margin-bottom:7px;font-size:.82rem;font-weight:700;display:block}.field-hint{color:var(--text-secondary);margin-top:5px;font-size:.75rem;display:block}.input-wrapper{position:relative}.input-icon{color:var(--slate-300);pointer-events:none;font-size:1rem;position:absolute;top:50%;left:14px;transform:translateY(-50%)}input[type=text]{border:1.5px solid var(--border);border-radius:var(--radius-md);background:var(--surface-soft);width:100%;color:var(--text-primary);outline:none;padding:13px 14px 13px 42px;font-size:.95rem;transition:border-color .15s,box-shadow .15s,background .15s}input[type=text]:focus{border-color:var(--primary);background:var(--white);box-shadow:0 0 0 3px #0a3d8f1a}.form-divider{color:var(--text-secondary);align-items:center;gap:12px;margin:18px 0;font-size:.79rem;font-weight:700;display:flex}.form-divider:before,.form-divider:after{content:"";background:var(--border);flex:1;height:1px}.btn-primary{width:100%;color:var(--white);border-radius:var(--radius-md);cursor:pointer;letter-spacing:-.01em;background:#16a34a;border:none;justify-content:center;align-items:center;gap:8px;margin-top:6px;padding:14px 20px;font-size:1rem;font-weight:700;transition:background .15s,transform .1s,box-shadow .15s;display:flex}.btn-primary:hover{background:#15803d;transform:translateY(-1px);box-shadow:0 4px 20px #16a34a47}.btn-primary:active{transform:translateY(0)}.saved-refs-note{color:var(--text-secondary);align-items:center;gap:6px;margin:14px 0 0;font-size:.77rem;display:flex}.how-section{background:var(--white);border-top:1px solid var(--border);padding:64px 0}.section-label{text-transform:uppercase;letter-spacing:.08em;color:var(--primary);margin-bottom:10px;font-size:.77rem;font-weight:700;display:inline-block}.section-title{letter-spacing:-.02em;color:var(--text-primary);margin:0 0 10px;font-size:clamp(1.4rem,2.5vw,1.9rem);font-weight:800;line-height:1.2}.section-sub{color:var(--text-secondary);max-width:52ch;margin:0 0 36px;font-size:.975rem;line-height:1.7}.how-grid{grid-template-columns:.85fr 1.15fr;align-items:start;gap:48px;display:grid}@media (max-width:800px){.how-grid{grid-template-columns:1fr}}.how-steps{flex-direction:column;gap:22px;display:flex}.how-step{align-items:flex-start;gap:16px;display:flex}.step-num{background:var(--blue-50);border:2px solid 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(max-width:900px){.resources-grid{grid-template-columns:1fr}}.resource-list{flex-direction:column;gap:12px;margin-top:0;display:flex}.resource-link{background:var(--white);border:1px solid var(--slate-300);border-radius:var(--radius-md);color:var(--text-primary);align-items:center;gap:14px;padding:15px 18px;text-decoration:none;transition:border-color .15s,box-shadow .15s,transform .15s;display:flex;box-shadow:0 2px 6px #00000005}.resource-link:hover{border-color:var(--blue-400);transform:translateY(-2px);box-shadow:0 4px 12px #0a3d8f14}.resource-link-icon{background:var(--blue-50);border-radius:var(--radius-sm);flex-shrink:0;justify-content:center;align-items:center;width:36px;height:36px;font-size:1rem;display:flex}.resource-link-copy strong{color:var(--text-primary);font-size:.875rem;font-weight:700;display:block}.resource-link-copy span{color:var(--text-secondary);font-size:.78rem}.resource-link-arrow{color:var(--slate-300);flex-shrink:0;margin-left:auto;font-size:.85rem}.resource-link-arrow svg{stroke-width:2.5px;width:20px;height:20px}.download-card{background:linear-gradient(140deg, var(--blue-900), var(--blue-800));border-radius:var(--radius-lg);color:var(--white);padding:28px}.download-card h3{margin:0 0 8px;font-size:1.05rem;font-weight:700}.download-card p{color:#ffffffb3;margin:0 0 20px;font-size:.845rem;line-height:1.65}.btn-download{border-radius:var(--radius-md);color:var(--white);background:#ffffff24;border:1px solid #ffffff47;justify-content:center;align-items:center;gap:8px;width:100%;padding:11px 20px;font-size:.875rem;font-weight:700;text-decoration:none;transition:background .15s;display:flex}.btn-download:hover{background:#ffffff38}.guides-section{background:var(--white);border-top:1px solid var(--border);padding:64px 0}.guides-grid{grid-template-columns:repeat(3,1fr);gap:18px;display:grid}.guide-card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius-lg);color:var(--text-primary);flex-direction:column;gap:10px;padding:22px;text-decoration:none;transition:border-color .18s,box-shadow .18s,transform .18s;display:flex}.guide-card:hover{border-color:var(--blue-400);box-shadow:var(--shadow-md);transform:translateY(-3px)}.guide-card-icon{background:var(--blue-50);border-radius:var(--radius-md);justify-content:center;align-items:center;width:44px;height:44px;font-size:1.3rem;display:flex}.guide-tag{text-transform:uppercase;letter-spacing:.06em;color:var(--primary);background:var(--blue-50);border-radius:999px;padding:3px 10px;font-size:.71rem;font-weight:700;display:inline-block}.guide-card h3{color:var(--text-primary);margin:0;font-size:.95rem;font-weight:700;line-height:1.35}.guide-card p{color:var(--text-secondary);flex:1;margin:0;font-size:.835rem;line-height:1.6}.guide-card-arrow{color:var(--primary);margin-top:2px;font-size:.82rem;font-weight:700}.article-page{background:var(--bg);min-height:100vh}.article-hero{background:linear-gradient(140deg, var(--blue-900), var(--blue-800));padding:40px 0}.article-hero h1{color:var(--white);letter-spacing:-.02em;margin:0 0 8px;font-size:clamp(1.5rem,3vw,2.1rem);font-weight:800;line-height:1.2}.article-hero-tag{text-transform:uppercase;letter-spacing:.07em;color:#fff9;margin-bottom:12px;font-size:.77rem;font-weight:600;display:inline-block}.article-layout{grid-template-columns:1fr 260px;align-items:start;gap:28px;padding:36px 0 64px;display:grid}.article-content{background:var(--white);border:1px solid var(--border);border-radius:var(--radius-lg);padding:36px 44px}.article-content h2{color:var(--blue-900);border-bottom:2px solid var(--blue-50);letter-spacing:-.01em;margin:32px 0 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.15s;display:block}.sidebar-nav-list a:hover{background:var(--blue-50);color:var(--primary)}.privacy-policy-container{background:var(--white);border:1px solid var(--border);border-radius:var(--radius-lg);width:min(900px,100% - 48px);margin:40px auto 64px;padding:40px 48px}.privacy-policy-container h1{color:var(--blue-900);letter-spacing:-.02em;margin:0 0 24px;font-size:1.9rem;font-weight:800}.privacy-policy-container h2{color:var(--blue-900);margin:28px 0 10px;font-size:1.1rem;font-weight:700}.privacy-policy-container p{color:var(--slate-700);margin:0 0 16px;font-size:.95rem;line-height:1.8}.site-footer{background:var(--slate-900);color:#ffffffd1;margin-top:auto;padding:48px 0 32px}.footer-grid{border-bottom:1px solid #ffffff14;grid-template-columns:1.8fr 1fr 1fr;gap:40px;margin-bottom:24px;padding-bottom:32px;display:grid}.footer-brand p{color:#ffffff80;max-width:36ch;margin:10px 0 0;font-size:.86rem;line-height:1.7}.footer-brand-name{color:var(--white);align-items:center;gap:8px;font-size:1rem;font-weight:700;display:flex}.footer-col h4{text-transform:uppercase;letter-spacing:.09em;color:#ffffff61;margin:0 0 14px;font-size:.78rem;font-weight:700}.footer-links-list{flex-direction:column;gap:8px;margin:0;padding:0;list-style:none;display:flex}.footer-links-list a{color:#ffffffa6;font-size:.875rem;font-weight:500;text-decoration:none;transition:color .15s}.footer-links-list a:hover{color:var(--white)}.footer-bottom{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:16px;display:flex}.footer-bottom p{color:#ffffff59;margin:0;font-size:.8rem}.footer-disclaimer{color:#ffffff47;text-align:right;max-width:56ch;font-size:.77rem;line-height:1.5}.ad-container{display:none}@media (max-width:1024px){.guides-grid{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr 1fr}.footer-brand{grid-column:1/-1}.article-layout{grid-template-columns:1fr}.article-sidebar{position:static}}@media (max-width:768px){:root{--nav-h:62px}.container{width:calc(100% - 32px)}.brand-tagline,.nav-links{display:none}.nav-links.is-open{top:var(--nav-h);background:var(--white);border-bottom:1px solid var(--border);box-shadow:var(--shadow-md);z-index:99;flex-direction:column;gap:4px;padding:12px 16px;display:flex;position:absolute;left:0;right:0}.nav-toggle{display:flex}.hero-section{padding:36px 0 40px}.hero-grid{grid-template-columns:1fr;gap:28px}.hero-copy p{max-width:none}.hero-copy h1{font-size:1.85rem}.how-grid,.resources-grid{grid-template-columns:1fr;gap:32px}.guides-grid{grid-template-columns:1fr}.how-section,.resources-section,.guides-section{padding:40px 0}.article-content{padding:22px 18px}.privacy-policy-container{width:calc(100% - 32px);padding:24px 18px}.footer-grid{grid-template-columns:1fr;gap:24px}.footer-brand{grid-column:auto}.footer-bottom{flex-direction:column;align-items:flex-start}.footer-disclaimer{text-align:left;max-width:none}.bill-card-body{padding:20px}}@media (max-width:480px){.hero-trust{display:none}.hero-copy h1{font-size:1.65rem}}
.privacy-policy-container a{color:var(--blue-700);font-weight:700;text-decoration:none}.privacy-policy-container a:hover{text-decoration:underline}